Sick. And. Tired.

Big banks will be the death of me.

Shortly after Chase bought two of my credit card accounts, closed them and skyrocketed the interest rate on one I thought Bank of America would be my saving grace in terms of Banks To Do Business With.  Hell, I have two credit cards and a mortgage with them as well as Checking, Savings and Student Loans - surely they will realize the value of my business and won't give me the shaft.

Enter: now.  With my new job and (finally!) increased income I'm ready to really begin paying off my credit cards - my focus in particular is to improve my credit/debt ratio to bump my credit score up.  So I put 800.00 towards my Bank of America card and LO and FUCKING behold..  

I check my balance today and they've REDUCED my credit limit by that 800.00.  I have, in effect, made no change to my credit/debt ratio because Bank of America decided to reduce the credit limit I have had for 5 years and have paid on time, every time.

So.  The time has come to move to another bank.  Preferably a smaller one - probably a credit union, in fact.  Maybe then I will find some sort of CUSTOMER SERVICE.

Until then, I will work to get completely OUT of debt.  I haven't used a credit card in almost a year - I've proven I can live without credit lines completely.  That's my strategy for the future - regardless of what happens economically, if I don't owe anyone anything, no one has any power over me.

Last month...

...I gave my roommate a month free rent (and bought a new dryer at this behest) because he had a huge tax debt.  

This month he's talking about moving out.  

Is anyone else tired of doing favors for other people just to get shit on directly afterwards?

Congrats Phil Mickelson!

Our 2010 Master's champion!  Well played!

Well played, too, Tiger Woods!  Hope to see you on the course again soon!

Boy, they're ALL coming out of the woodwork now...

http://snarkfood.com/more-sources-say-tiger-woods-lied-about-alleged-racist-attack/37666/

 

Things are getting pretty ridiculous.  Suddenly, school officials are refuting a story (published in a book in 2005) by Tiger Woods about racial issues during his upbringing - at a time when Tiger's honesty is most in question.  And Gloria Allred is involved, no less.

 

Personally, I'd have sued about the story when it first came out were I them - not five years later, when everyone ELSE is cashing in on the TW scandal.

 

Wow - lots of posts today.  Can you tell I'm bored at work?

"The truth is, there are some limits to what Government can do."

I don't like these types of statements from Obama (US Is Beginning to Turn Corner, BusinessWeek [http://www.businessweek.com/news/2010-04-02/obama-says-u-s-is-beginning-to-turn-the-corner-produce-jobs.html]).

It's just this kind of mentality that, according to my limited mental capacity, is degrading the United States.  Yet again we see examples of the socialization of Government - even more-so in that Obama can constantly say things like this without fear of being called a Communist.

We've begun to accept this idea.  "Hey, believe it or not - there's SOME stuff Government can't do."  But don't worry - we're working on that.  

Frankly, there should be LOTS of stuff Government can't do.  Unwarranted wiretaps, massive overspending, over-reaching social programs - all huge signs of what the Government has become - the overseer.  The Provider.  Mother and Father.  

I look forward to a day when we can refer to "government" with a lowercase G again - instead of the capital G that has, to now, only been reserved for the highest of powers - God.  

It seems that's what our government thinks it has become.

The most overused word in my department...

Has to be "postal."  "Going postal."  "Went postal."  "Gonna go postal."

Inundated with these terms all day long.  I wonder if I should be worried.  

I might go postal if I hear "postal" one more time.